Colorado Hail Myths Busted: What Really Damages Your Roof (and What Doesn’t)
- June 9, 2025
Get the Truth from the Pros Who Inspect Roofs After Every Storm
In Colorado, hailstorms are just part of life — especially from late spring through summer. But with every storm comes a flood of confusion, bad advice, and outdated myths about what hail really does to your roof.
At APE Roofing, we inspect hundreds of roofs across Northern Colorado after each major storm. We know the difference between real damage and harmless wear — and we’re here to clear up the most common misconceptions.
Myth #1: “If You Can’t See Damage from the Ground, You’re Fine”
False.
Many homeowners assume that no visible damage means no real problem — but most hail damage is subtle and requires a trained eye up close.
Fact: Hail bruises, cracks, or displaces the protective granules on shingles — weakening them even if the roof looks fine from the lawn. We regularly find significant damage that isn’t visible until we’re on the roof.
Myth #2: “Small Hail Can’t Cause Big Damage”
Not always true.
While massive, baseball-sized hail gets all the headlines, even hail as small as a quarter can damage aging or poorly installed shingles — especially in high winds.
Fact: The angle, wind speed, and duration of the storm matter just as much as the size of the hail. That’s why we recommend inspections after any major hail event — not just the big ones.
Myth #3: “I Can Wait to File a Claim Until My Roof Starts Leaking”
Big mistake.
By the time your roof leaks, the damage has likely compromised your underlayment and decking, meaning more costly repairs and a much harder claim.
Fact: Most insurance policies in Colorado have a 6- to 12-month claim window. Waiting too long can disqualify you — and insurance companies may argue that the damage came from poor maintenance instead of the storm.
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Myth #4: “My Insurance Will Automatically Pay for a New Roof After Hail”
Not necessarily.
Insurance adjusters look for very specific types and amounts of damage. If they only find cosmetic issues or believe the roof is still functional, they might deny or underpay your claim.
Fact: A trained roofing professional like APE Roofing can walk the roof with the adjuster and document the damage in a way that aligns with insurance standards — helping ensure you get what you deserve.
Myth #5: “A Newer Roof Can’t Be Damaged by Hail”
Wrong.
Even brand-new roofs can be damaged by hail — especially if the materials are not Class 4 impact-resistant or weren’t properly installed.
Fact: We’ve inspected 1- to 2-year-old roofs in Colorado that were total losses after one bad storm. Don’t assume a recent install guarantees you’re safe.
What Should You Actually Do After a Hailstorm?
- Inspect your property — look for dented gutters, downspouts, or soft metal fixtures.
- Document everything — take photos and write down the date of the storm.
- Schedule a professional inspection — it’s free with APE Roofing and could save you thousands.
- Call us before your insurance — we’ll help determine whether you need to file, and if so, walk with your adjuster to advocate on your behalf.
Trust APE Roofing: Local Experts Who Know Colorado Storms
We’re not storm chasers — we live and work right here in Northern Colorado. We’ve helped hundreds of families get the repairs and coverage they deserve after hail damage, and we’re here to help you too.
APE Roofing
Colorado Tough. Built to Perform.
No Monkey Business.
Born and raised in Colorado, Chaz Polson brings a lifelong commitment to hard work, discipline, and community. As a former NCAA athlete and professional MMA fighter, he leads APE Roofing with the same drive—delivering trusted service, honest work, and lasting results.
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